{"id":16928,"date":"2024-12-16T13:44:49","date_gmt":"2024-12-16T13:44:49","guid":{"rendered":"https:\/\/247stiri.ro\/index.php\/2024\/12\/16\/probleme-pe-piata-de-credite-ipotecare-romania-risca-penalitati-din-partea-comisiei-europene\/"},"modified":"2024-12-16T13:44:49","modified_gmt":"2024-12-16T13:44:49","slug":"probleme-pe-piata-de-credite-ipotecare-romania-risca-penalitati-din-partea-comisiei-europene","status":"publish","type":"post","link":"https:\/\/247stiri.ro\/index.php\/2024\/12\/16\/probleme-pe-piata-de-credite-ipotecare-romania-risca-penalitati-din-partea-comisiei-europene\/","title":{"rendered":"Probleme pe pia\u021ba de credite ipotecare. Rom\u00e2nia risc\u0103 penalit\u0103\u021bi din partea Comisiei Europene"},"content":{"rendered":"<p>Scopul directivei este de a crea o pia\u0163\u0103 unic\u0103 eficient\u0103 \u015fi competitiv\u0103 pentru consumatori, creditori \u015fi intermediarii de credite, cu un nivel ridicat de protec\u0163ie a consumatorilor \u00een domeniul creditelor ipotecare. Directiva impune ca intermediarii de credite autoriza\u0163i \u00een alte state membre s\u0103 \u00ee\u015fi poat\u0103 desf\u0103\u015fura activitatea \u00een Rom\u00e2nia, fie de la distan\u0163\u0103, fie prin intermediul unei sucursale locale. Ace\u015ftia pot lucra pe baza autoriz\u0103rii lor \u00een statul membru de origine \u015fi f\u0103r\u0103 nicio autoriza\u0163ie sau \u00eenregistrare suplimentar\u0103 din partea autorit\u0103\u0163ilor rom\u00e2ne.<\/p>\n<p>Comisia consider\u0103 c\u0103 Rom\u00e2nia nu a transpus \u00een mod corespunz\u0103tor aceste aspecte ale Directivei privind creditele ipotecare. \u00cen consecin\u0163\u0103, Comisia trimite o scrisoare de punere \u00een \u00eent\u00e2rziere Rom\u00e2niei, care din acest moment are la dispozi\u0163ie dou\u0103 luni pentru a r\u0103spunde \u015fi a remedia deficien\u0163ele identificate de Comisie. Dac\u0103 nu prime\u015fte un r\u0103spuns satisf\u0103c\u0103tor, Comisia poate decide s\u0103 emit\u0103 un aviz motivat.<\/p>","protected":false},"excerpt":{"rendered":"<p>Scopul directivei este de a crea o pia\u0163\u0103 unic\u0103 eficient\u0103 \u015fi competitiv\u0103 pentru consumatori, creditori&hellip;<\/p>\n","protected":false},"author":0,"featured_media":16929,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-16928","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actual"],"_links":{"self":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/posts\/16928","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/comments?post=16928"}],"version-history":[{"count":0,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/posts\/16928\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/media\/16929"}],"wp:attachment":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/media?parent=16928"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/categories?post=16928"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/tags?post=16928"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}