{"id":2027,"date":"2024-10-26T06:50:46","date_gmt":"2024-10-26T06:50:46","guid":{"rendered":"https:\/\/247stiri.ro\/index.php\/2024\/10\/26\/un-roman-si-a-sters-complet-doua-credite-bancare-ce-probleme-se-pot-rezolva-prin-procedura-concilierii-si-cum-se-procedeaza\/"},"modified":"2024-10-26T06:50:46","modified_gmt":"2024-10-26T06:50:46","slug":"un-roman-si-a-sters-complet-doua-credite-bancare-ce-probleme-se-pot-rezolva-prin-procedura-concilierii-si-cum-se-procedeaza","status":"publish","type":"post","link":"https:\/\/247stiri.ro\/index.php\/2024\/10\/26\/un-roman-si-a-sters-complet-doua-credite-bancare-ce-probleme-se-pot-rezolva-prin-procedura-concilierii-si-cum-se-procedeaza\/","title":{"rendered":"Un rom\u00e2n \u0219i-a \u0219ters complet DOU\u0102 credite bancare. Ce probleme se pot rezolva prin procedura concilierii \u0219i cum se procedeaz\u0103?"},"content":{"rendered":"<p>B\u0103rbatul din Ia\u0219i \u0219i-a pierdut locul de munc\u0103 din cauza unei probleme medicale \u0219i primea o pensie de boal\u0103 mic\u0103, a solicitat b\u0103ncii s\u0103-i \u0219tearg\u0103 datoriile aferente celor dou\u0103 credite contractate \u00een 2021. Banca a luat \u00een considerare dificult\u0103\u021bile financiare prin care trecea ie\u0219eanul \u0219i a decis s\u0103 \u00eei \u0219tearg\u0103 integral datoriile, dup\u0103 cum reiese din informa\u021biile transmise de CSALB pentru <a href=\"https:\/\/www.ziaruldeiasi.ro\/stiri\/cazul-ieseanului-caruia-i-au-fost-sterse-complet-doua-credite-bancare-ce-probleme-se-pot-rezolva-prin-csalb-totul-e-gratuit--1688481.html\" target=\"_blank\" rel=\"noopener\">\u201eZiarul de Ia\u0219i\u201d.<\/a><\/p>\n<p>\u00cen total, CSALB a primit 18 cereri de la consumatori din Ia\u0219i, \u00eens\u0103 doar 8 dintre ele au fost acceptate de b\u0103nci pentru negociere, 7 s-au finalizat cu o \u00eemp\u0103care a p\u0103r\u021bilor, iar una este \u00een curs de negociere.<\/p>\n<p>Raportul indic\u0103 o cre\u0219tere a num\u0103rului de cereri \u00eenregistrate la nivel na\u021bional, ajung\u00e2nd la 2.839 \u00een primele nou\u0103 luni ale anului, comparativ cu 2.209 cereri \u00een aceea\u0219i perioad\u0103 din T3 2023, ceea ce reprezint\u0103 o cre\u0219tere de aproximativ 29%.<\/p>\n<p>Printre avantajele concilierii se num\u0103r\u0103 evitarea proceselor \u00een instan\u021b\u0103 \u0219i continuarea raporturilor contractuale dintre p\u0103r\u021bi, arat\u0103 CSALB, precum \u0219i timpul scurt de solu\u021bionare a unui dosar (o medie de aproximativ o lun\u0103 \u00een ultimii trei ani), gratuitatea pentru consumatori \u0219i expertiza conciliatorilor.\u00a0<\/p>","protected":false},"excerpt":{"rendered":"<p>B\u0103rbatul din Ia\u0219i \u0219i-a pierdut locul de munc\u0103 din cauza unei probleme medicale \u0219i primea&hellip;<\/p>\n","protected":false},"author":0,"featured_media":2028,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-2027","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actual"],"_links":{"self":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/posts\/2027","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/comments?post=2027"}],"version-history":[{"count":0,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/posts\/2027\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/media\/2028"}],"wp:attachment":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/media?parent=2027"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/categories?post=2027"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/tags?post=2027"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}