{"id":20689,"date":"2025-01-01T15:45:33","date_gmt":"2025-01-01T15:45:33","guid":{"rendered":"https:\/\/247stiri.ro\/index.php\/2025\/01\/01\/vesti-bune-pentru-romanii-cu-credite-ratele-ar-putea-scadea-in-2025-de-ce-depinde-totul\/"},"modified":"2025-01-01T15:45:33","modified_gmt":"2025-01-01T15:45:33","slug":"vesti-bune-pentru-romanii-cu-credite-ratele-ar-putea-scadea-in-2025-de-ce-depinde-totul","status":"publish","type":"post","link":"https:\/\/247stiri.ro\/index.php\/2025\/01\/01\/vesti-bune-pentru-romanii-cu-credite-ratele-ar-putea-scadea-in-2025-de-ce-depinde-totul\/","title":{"rendered":"Ve\u0219ti bune pentru rom\u00e2nii cu CREDITE! RATELE ar putea sc\u0103dea \u00een 2025: de ce depinde totul"},"content":{"rendered":"<p>IRCC va fi 5.66% \u00een perioada 1 ianuarie 2025 \u2013 31 martie 2025. Conform calculelor realizate, de exemplu, la un credit ipotecar de 250.000 de lei contractat pe o perioad\u0103 de 30 de ani, cu dob\u00e2nd\u0103 variabil\u0103, din ianuarie 2025, rata va fi de 2.040 de lei, ceea ce \u00eenseamn\u0103 o sc\u0103dere cu aproximativ 60 de lei fa\u021b\u0103 de perioada octombrie-decembrie 2024, se arat\u0103 \u00eentr-o analiz\u0103.<\/p>\n<p><a href=\"https:\/\/www.realitatea.net\/stiri\/actual\/indicele-robor-la-3-luni-inchide-2024-la-592-in-scadere-fata-de-inceputul-anului_6774004049f60e16c70882a2\" target=\"_blank\">Indicele ROBOR la 3 luni \u00eenchide 2024 la 5,92%, \u00een sc\u0103dere fa\u021b\u0103 de \u00eenceputul anului<\/a><\/p>\n<p>Pe baza datelor disponibile \u00een perioada 1 octombrie 2024 \u2013 12 decembrie 2024, estim\u0103rile arat\u0103 c\u0103 din 1 aprilie 2025 indicele IRCC ar fi 5.54%.\u00a0<\/p>","protected":false},"excerpt":{"rendered":"<p>IRCC va fi 5.66% \u00een perioada 1 ianuarie 2025 \u2013 31 martie 2025. Conform calculelor&hellip;<\/p>\n","protected":false},"author":0,"featured_media":20690,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-20689","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actual"],"_links":{"self":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/posts\/20689","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/comments?post=20689"}],"version-history":[{"count":0,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/posts\/20689\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/media\/20690"}],"wp:attachment":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/media?parent=20689"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/categories?post=20689"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/tags?post=20689"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}