{"id":22365,"date":"2025-01-08T10:44:49","date_gmt":"2025-01-08T10:44:49","guid":{"rendered":"https:\/\/247stiri.ro\/index.php\/2025\/01\/08\/vesti-bune-pentru-romanii-cu-rate-la-banci-indicele-robor-a-scazut\/"},"modified":"2025-01-08T10:44:49","modified_gmt":"2025-01-08T10:44:49","slug":"vesti-bune-pentru-romanii-cu-rate-la-banci-indicele-robor-a-scazut","status":"publish","type":"post","link":"https:\/\/247stiri.ro\/index.php\/2025\/01\/08\/vesti-bune-pentru-romanii-cu-rate-la-banci-indicele-robor-a-scazut\/","title":{"rendered":"Ve\u0219ti bune pentru rom\u00e2nii cu rate la b\u0103nci. Indicele ROBOR a sc\u0103zut"},"content":{"rendered":"

La \u00eenceputul anului trecut, indicele era de 6,21%.Indicele la \u0219ase luni, utilizat \u00een calculul dob\u00e2nzilor la creditele ipotecare \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a stagnat la 5,97% pe an, iar ROBOR la 12 luni s-a men\u021binut la nivelul de 6,03%.\u00cen ceea ce prive\u0219te indicele de referin\u021b\u0103 pentru creditele consumatorilor (IRCC), reglementat de OUG 19\/2019, acesta este de 5,66% pe an, fiind calculat ca medie aritmetic\u0103 a ratelor de dob\u00e2nd\u0103 zilnice ale tranzac\u021biilor interbancare din trimestrul III 2024, \u00een sc\u0103dere fa\u021b\u0103 de cel din trimestrul anterior, de 5,99%.\u00cen luna mai 2019 a intrat \u00een vigoare OUG 19\/2019 care modific\u0103 modul \u00een care este calculat\u0103 rata pentru creditele \u00een lei cu dob\u00e2nda variabil\u0103. Astfel, actul normativ a stabilit indicele de referin\u021b\u0103 pentru creditele consumatorilor (IRCC), calculat trimestrial exclusiv pe baza tranzac\u021biilor interbancare.\u00a0<\/p>\n

Infla\u0163ia love\u0219te din nou zona euro. Anali\u0219ti economici: Dob\u00e2nzile pot cre\u0219te<\/a><\/p>","protected":false},"excerpt":{"rendered":"

La \u00eenceputul anului trecut, indicele era de 6,21%.Indicele la \u0219ase luni, utilizat \u00een calculul dob\u00e2nzilor…<\/p>\n","protected":false},"author":0,"featured_media":22366,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-22365","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actual"],"_links":{"self":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/posts\/22365","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/comments?post=22365"}],"version-history":[{"count":0,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/posts\/22365\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/media\/22366"}],"wp:attachment":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/media?parent=22365"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/categories?post=22365"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/tags?post=22365"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}