{"id":23211,"date":"2025-01-10T17:44:53","date_gmt":"2025-01-10T17:44:53","guid":{"rendered":"https:\/\/247stiri.ro\/index.php\/2025\/01\/10\/romania-are-bancomate-la-oras-la-tara-mai-rar-spre-deloc\/"},"modified":"2025-01-10T17:44:53","modified_gmt":"2025-01-10T17:44:53","slug":"romania-are-bancomate-la-oras-la-tara-mai-rar-spre-deloc","status":"publish","type":"post","link":"https:\/\/247stiri.ro\/index.php\/2025\/01\/10\/romania-are-bancomate-la-oras-la-tara-mai-rar-spre-deloc\/","title":{"rendered":"Rom\u00e2nia are bancomate la ora\u0219. La \u021bar\u0103, mai rar spre deloc!"},"content":{"rendered":"<p>\u00cen Rom\u00e2nia exist\u0103 51,6 ATM\/100.000 de locuitori, respectiv circa 4 ATM\/100 km p\u0103tra\u0163i \u2666 Dintre cele 3.186 de unit\u0103\u0163i administrativ-teritoriale (UAT) aflate pe teritoriul Rom\u00e2niei, exist\u0103 bancomate \u00een 1.055 (32%), dar ele acoper\u0103 o popula\u0163ie de 13,4 milioane de oameni (aproximativ 71% din popula\u0163ia total\u0103 rezident\u0103 \u00een v\u00e2rst\u0103 de peste 15 ani), potrivit BNR.<\/p>\n<p>\u00cen mediul urban sunt 8.750 de bancomate, \u00een timp ce \u00een mediul rural sunt doar 1.077 de bancomate (ATM-uri; folosite \u00een general pentru retrageri sau depuneri de numerar), iar BNR atrage aten\u0163ia c\u0103 de\u015fi aproape jum\u0103tate din popula\u0163ia Rom\u00e2niei locuie\u015fte \u00een mediul rural procentul de bancomate \u015fi unit\u0103\u0163i bancare din zonele rurale este considerabil mai mic dec\u00e2t \u00een mediul urban.<\/p>\n<p>Faptul c\u0103 \u00een mediul rural \u015fi \u00een regiunile mai pu\u0163in dezvoltate accesul la bancomate este mai redus subliniaz\u0103 importan\u0163a infrastructurii financiare \u015fi necesitatea extinderii accesului, inclusiv din perspectiv\u0103 digital\u0103, pentru a asigura incluziunea financiar\u0103, \u00een special \u00een comunit\u0103\u0163ile izolate sau defavorizate, sus\u0163ine banca central\u0103.<\/p>\n<p>\u201eAceast\u0103 discrepan\u0163\u0103 subliniaz\u0103 faptul c\u0103 infrastructura bancar\u0103 r\u0103m\u00e2ne puternic concentrat\u0103 \u00een zonele urbane, unde cererea pentru servicii financiare \u015fi accesul la tehnologie sunt mai mari, \u00een timp ce \u00een mediul rural accesul la astfel de facilit\u0103\u0163i r\u0103m\u00e2ne mai limitat. O solu\u0163ie \u00een acest sens ar putea fi reprezentat\u0103 de amplasarea de bancomate \u00eentr-o m\u0103sur\u0103 mai ridicat\u0103 \u00een afara proximit\u0103\u0163ii unit\u0103\u0163ilor bancare teritoriale\u201c, a men\u0163ionat BNR \u00een cea mai recent\u0103 edi\u0163ie a Raportului asupra stabilit\u0103\u0163ii financiare.<\/p>","protected":false},"excerpt":{"rendered":"<p>\u00cen Rom\u00e2nia exist\u0103 51,6 ATM\/100.000 de locuitori, respectiv circa 4 ATM\/100 km p\u0103tra\u0163i \u2666 Dintre&hellip;<\/p>\n","protected":false},"author":0,"featured_media":23212,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-23211","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actual"],"_links":{"self":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/posts\/23211","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/comments?post=23211"}],"version-history":[{"count":0,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/posts\/23211\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/media\/23212"}],"wp:attachment":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/media?parent=23211"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/categories?post=23211"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/tags?post=23211"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}