{"id":41405,"date":"2025-03-21T16:45:02","date_gmt":"2025-03-21T16:45:02","guid":{"rendered":"https:\/\/247stiri.ro\/index.php\/2025\/03\/21\/romanii-au-luat-fata-portughezilor-si-italienilor-la-capitolul-educatie-financiara-dar-chiar-si-asa-suntem-cu-mult-in-urma-altor-tari-europene\/"},"modified":"2025-03-21T16:45:02","modified_gmt":"2025-03-21T16:45:02","slug":"romanii-au-luat-fata-portughezilor-si-italienilor-la-capitolul-educatie-financiara-dar-chiar-si-asa-suntem-cu-mult-in-urma-altor-tari-europene","status":"publish","type":"post","link":"https:\/\/247stiri.ro\/index.php\/2025\/03\/21\/romanii-au-luat-fata-portughezilor-si-italienilor-la-capitolul-educatie-financiara-dar-chiar-si-asa-suntem-cu-mult-in-urma-altor-tari-europene\/","title":{"rendered":"Rom\u00e2nii au luat fa\u021ba portughezilor \u0219i italienilor la capitolul educa\u021bie financiar\u0103. Dar chiar \u0219i a\u0219a, suntem cu mult \u00een urma altor \u021b\u0103ri europene"},"content":{"rendered":"<p>Dou\u0103 sondaje externe, unul realizat la nivelul Organiza\u0163iei pentru Cooperare \u015fi Dezvoltare Economic\u0103 (OECD), cel\u0103lalt la nivelul Uniunii Europene, arat\u0103 c\u0103 Rom\u00e2nia progreseaz\u0103 \u00een ceea ce prive\u015fte nivelul educa\u0163iei financiare a cet\u0103\u0163enilor, fiind \u00een fa\u0163a unor state precum Italia sau Portugalia. Cu toate acestea, Rom\u00e2nia are de recuperat, fiind \u00een urma multor state la acest capitol.<\/p>\n<p>\u201eNe dorim foarte mult s\u0103 impulsion\u0103m \u015fi digitalizarea \u015fi tocmai de aceea noi suntem foarte determina\u0163i s\u0103 cre\u015ftem at\u00e2t educa\u0163ia financiar\u0103, c\u00e2t \u015fi educa\u0163ia digital\u0103. S-au v\u0103zut \u015fi primele rezultate ale parteneriatelor desf\u0103\u015furate \u00een regim public-privat. Avem \u015fi sondajul OECD, dar \u015fi sondajul Eurobarometru al Comisiei Europene care relev\u0103 faptul c\u0103 Rom\u00e2nia a progresat. \u00cen sondajul OECD Rom\u00e2nia a dep\u0103\u015fit Italia cu un scor de alfabetizare financiar\u0103 de 54 versus 53 \u00een Italia. Este adev\u0103rat c\u0103 este sub media celor 40 de state analizate, care este de 60. Important este c\u0103 noi progres\u0103m la comportamentul financiar pentru c\u0103 acest scor de alfabetizare\u201d, a declarat Gabriela Folcu\u0163, de la Asocia\u0163ia Rom\u00e2n\u0103 a B\u0103ncilor.\u00a0\u00a0Aceasta a explicat c\u0103, \u00een ceea ce prive\u015fte nivelul de cuno\u015ftin\u0163e, Rom\u00e2nia \u201dnu st\u0103 tocmai bine\u201d , mul\u0163i dintre rom\u00e2ni ne\u015ftiind s\u0103 r\u0103spund\u0103 exact la \u00eentreb\u0103ri precum \u201eCe este dob\u00e2nda compus\u0103?\u201d,\u00a0 \u201dCum se calculeaz\u0103 dob\u00e2nda simpl\u0103?\u201d, \u201dCe este infla\u0163ia?\u201d sau la \u00eentreb\u0103ri legate de riscurile financiare.\u00a0\u00a0\u00a0\u00cen schimb, rom\u00e2nii stau mult mau bine la capitolul legat de comportamentul financiar, mul\u0163i dintre \u015ftiu s\u0103 economiseasc\u0103 proactiv, s\u0103 pl\u0103teasc\u0103 facturile la timp, s\u0103 compare ofertele de credit.\u00a0\u00a0Gabriela Folcu\u0163 a ar\u0103tat de asemenea c\u0103 studiul Eurobarometru al Comisiei Europene plaseaz\u0103 Rom\u00e2nia pe pozi\u0163ia a treia de la finalul clasamentului \u00een ceea ce prive\u015fte educa\u0163ia financiar\u0103, dep\u0103\u015find Letonia \u015fi Portugalia.<\/p>","protected":false},"excerpt":{"rendered":"<p>Dou\u0103 sondaje externe, unul realizat la nivelul Organiza\u0163iei pentru Cooperare \u015fi Dezvoltare Economic\u0103 (OECD), cel\u0103lalt&hellip;<\/p>\n","protected":false},"author":0,"featured_media":41406,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-41405","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actual"],"_links":{"self":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/posts\/41405","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/comments?post=41405"}],"version-history":[{"count":0,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/posts\/41405\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/media\/41406"}],"wp:attachment":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/media?parent=41405"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/categories?post=41405"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/tags?post=41405"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}