{"id":6208,"date":"2024-11-11T08:45:37","date_gmt":"2024-11-11T08:45:37","guid":{"rendered":"https:\/\/247stiri.ro\/index.php\/2024\/11\/11\/dobanzi-plafonate-la-creditele-prin-ifn-uri-legea-a-intrat-in-vigoare-azi-ce-trebuie-sa-stie-cei-care-au-deja-credite\/"},"modified":"2024-11-11T08:45:37","modified_gmt":"2024-11-11T08:45:37","slug":"dobanzi-plafonate-la-creditele-prin-ifn-uri-legea-a-intrat-in-vigoare-azi-ce-trebuie-sa-stie-cei-care-au-deja-credite","status":"publish","type":"post","link":"https:\/\/247stiri.ro\/index.php\/2024\/11\/11\/dobanzi-plafonate-la-creditele-prin-ifn-uri-legea-a-intrat-in-vigoare-azi-ce-trebuie-sa-stie-cei-care-au-deja-credite\/","title":{"rendered":"Dob\u00e2nzi plafonate la creditele prin IFN-uri. Legea a intrat \u00een vigoare azi, ce trebuie s\u0103 \u0219tie cei care au deja credite?"},"content":{"rendered":"

Plafonarea dob\u00e2nzilor este efectul unei legi aprobate \u00een acest an de Parlament, ca m\u0103sur\u0103 de protejare a consumatorilor, scrie Rador Radio Rom\u00e2nia. M\u0103rusa vine dup\u0103 ani \u00eentregi \u00een care rom\u00e2nii au fost l\u0103sa\u021bi prad\u0103 \u201dc\u0103m\u0103tarilor\u201d legali.<\/p>\n

Cum a fost plafonat\u0103 dob\u00e2nda, \u00een func\u021bie de valoarea creditului:<\/p>\n

– pentru creditele de p\u00e2n\u0103 la 5.000 de lei dob\u00e2nda nu poate dep\u0103\u0219i 1% pe zi,<\/p>\n

– pentru cele \u00eentre 5.000 \u0219i 10.000 lei nu poate dep\u0103\u0219i 0,8%,<\/p>\n

– pentru cele de p\u00e2n\u0103 la 25.000 lei, nu poate dep\u0103\u0219i 0,6% pe zi.<\/p>\n

Un alt element introdus \u00een lege \u021bine de suma total\u0103 rambursat\u0103 de persoanele \u00eemprumutate.<\/p>\n

Astfel aceasta nu va mai putea dep\u0103\u0219i dublul valorii totale a creditului, asta \u00een condi\u021biile \u00een care \u00een prezent sunt IFN-uri care practic\u0103 dob\u00e2nzi chiar \u0219i de 1.000%, ceea ce \u00eenseamn\u0103 returnarea unor sume de zeci ori mai mari dec\u00e2t totalul banilor primi\u021bi.<\/p>\n

Dob\u00e2nzi plafonate la creditele acordate de IFN-uri: se aplic\u0103 \u0219i contractelor \u00een derulare, dac\u0103 persoanele care au credite la IFN-uri solicit\u0103 acest lucru.<\/p>\n

\u00a0<\/p>","protected":false},"excerpt":{"rendered":"

Plafonarea dob\u00e2nzilor este efectul unei legi aprobate \u00een acest an de Parlament, ca m\u0103sur\u0103 de…<\/p>\n","protected":false},"author":0,"featured_media":6209,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-6208","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actual"],"_links":{"self":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/posts\/6208","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/comments?post=6208"}],"version-history":[{"count":0,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/posts\/6208\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/media\/6209"}],"wp:attachment":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/media?parent=6208"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/categories?post=6208"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/tags?post=6208"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}