{"id":8661,"date":"2024-11-19T10:48:30","date_gmt":"2024-11-19T10:48:30","guid":{"rendered":"https:\/\/247stiri.ro\/index.php\/2024\/11\/19\/iar-cresc-ratele-romanilor-indicele-robor-la-trei-luni-a-urcat-la-559-pe-an\/"},"modified":"2024-11-19T10:48:30","modified_gmt":"2024-11-19T10:48:30","slug":"iar-cresc-ratele-romanilor-indicele-robor-la-trei-luni-a-urcat-la-559-pe-an","status":"publish","type":"post","link":"https:\/\/247stiri.ro\/index.php\/2024\/11\/19\/iar-cresc-ratele-romanilor-indicele-robor-la-trei-luni-a-urcat-la-559-pe-an\/","title":{"rendered":"Iar cresc ratele rom\u00e2nilor. Indicele ROBOR la trei luni a urcat la 5,59% pe an"},"content":{"rendered":"<p>La \u00eenceputul anului, indicele ROBOR la trei luni era 6,21%, iar pe 3 ianuarie 2023 a fost 7,56%.<\/p>\n<p>Indicele la \u015fase luni, utilizat \u00een calculul dob\u00e2nzilor la creditele ipotecare \u00een lei cu dob\u00e2nd\u0103 variabil\u0103, a urcat la 5,63% pe an, de la 5,62%, iar ROBOR la 12 luni a crescut la valoarea de 5,67%, de la 5,66%.<\/p>\n<p>\u00cen ceea ce prive\u015fte indicele de referin\u0163\u0103 pentru creditele consumatorilor (IRCC), reglementat de OUG 19\/2019, acesta este de 5,99% pe an, fiind calculat ca medie aritmetic\u0103 a ratelor de dob\u00e2nd\u0103 zilnice ale tranzac\u0163iilor interbancare din trimestrul II 2024, \u00een cre\u015ftere fa\u0163\u0103 de cel din trimestrul anterior, de 5,86%.<\/p>\n<p>\u00cen luna mai 2019 a intrat \u00een vigoare OUG 19\/2019 care modific\u0103 modul \u00een care este calculat\u0103 rata pentru creditele \u00een lei cu dob\u00e2nda variabil\u0103. Astfel, actul normativ a stabilit indicele de referin\u0163\u0103 pentru creditele consumatorilor (IRCC), calculat trimestrial exclusiv pe baza tranzac\u0163iilor interbancare.\u00a0<\/p>\n<p><a href=\"https:\/\/www.realitatea.net\/stiri\/actual\/contre-intre-consilierul-lui-isarescu-si-daniel-zamfir-pe-robor-si-ircc-ce-pot-face-romanii-impovarati-de-ratele-la-banci_6717b95b2c4e8f38f26cf8b2\" target=\"_blank\">Contre \u00eentre consilierul lui Is\u0103rescu \u0219i Daniel Zamfir pe ROBOR \u0219i IRCC. Ce pot face rom\u00e2nii \u00eempov\u0103ra\u021bi de ratele la b\u0103nci<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>La \u00eenceputul anului, indicele ROBOR la trei luni era 6,21%, iar pe 3 ianuarie 2023&hellip;<\/p>\n","protected":false},"author":0,"featured_media":8662,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-8661","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actual"],"_links":{"self":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/posts\/8661","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/comments?post=8661"}],"version-history":[{"count":0,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/posts\/8661\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/media\/8662"}],"wp:attachment":[{"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/media?parent=8661"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/categories?post=8661"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/247stiri.ro\/index.php\/wp-json\/wp\/v2\/tags?post=8661"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}